Who uses BBuffalo?
Contractors, freelancers and temporary workers in all sectors, such as IT, construction, healthcare, engineering etc., can all use BBuffalo. If you are working on a non permanent basis, then you could benefit by using BBuffalo. Most of our members work via a recruitment agency and it is easier and more profitable for them to use BBuffalo rather than become an employee of the agency or trying to work through their own limited company. Top
How much does the service cost?
The service costs a flat fee of £25 per week (approx £13 after tax relief). There are no set-up charges, exit fees or other hidden charges. Using BBuffalo enables you to take home more of the money you earn, so you’re better off even after our fee. Top
Do I have to pay anything when I'm not working?
No, nothing. It is a pay-as-you-use service; you only pay for those weeks that you are working. If you take a holiday or break between contracts or stop contracting, there is nothing to pay. Top
Can I stop using BBuffalo at anytime?
Yes. Your affairs with BBuffalo are always up to date and you can ask for your P45 at any time. There is no exit charge. Top
How long will it take to join?
We can have you up and running almost instantly. Just apply online or call us and it’s done. Top
Can I contract with any agency?
Yes. We work with lots of agencies, but if yours is new to us our Agency Team will contact them. Top
Is there a charge if I change agencies?
No. Let us know which agency you are changing to and we'll do the rest. Top
What happens if I work for multiple agencies?
All you need to do is tell us which agencies you’re working for in any one week and we will process your payments accordingly. Top
Do I need to tell you if I work elsewhere or claim benefits between contracts?
Yes. With this information we can ensure that you are being taxed at the correct level. Top
I have finished my contract. Do I need to inform you?
Yes. If you intend to look for a new contract, we can keep your account open. If you are moving into permanent employment we can issue you a P45. Top
Does BBuffalo find work for me?
No. BBuffalo is not an employment agency. Once you have found work we take care of your accounts, tax and pay so that you take home more of your earnings. Top
What is my employment status?
You are an employee of a BBuffalo umbrella company; you have full employee status. For tax purposes you are not self-employed. Top
What are the terms of my employment?
We will send you an employment contract when you join. You need to read the terms, then sign and return a copy to us. Top
What insurance cover do I have?
You have Professional Indemnity insurance (£2 million) and Employer's (£2 million) & Public (£10 million) Liability insurance. Top
How much can I claim in expenses?
Subject to the national minimum wage, there is no limit provided they are legitimate expenses for the sole purpose of carrying out your job. Top
Do I receive holiday pay?
The rate agreed with your agency/client is inclusive of holiday pay. We do not hold back any of your pay for holidays; we pass all of your pay to you as soon as we receive it from your agency. It is up to you to decide if you wish to put money aside for a holiday. Top
Will I have further tax to pay?
You won’t have any further tax to pay on any of your earnings via BBuffalo. Your tax is always paid and up to date. Top
Do I have to complete a self-assessment tax return?
No, not if your only income is via BBuffalo. If you have other sources of income, such as rental income, you may need to complete a self-assessment tax return. We can help you complete one if needed. Contact us for details. Top
How does IR35 affect me?
It doesn’t. You are fully taxed as an employee and therefore do not need to worry about IR35. Top
Can you help me get a Visa/Work Permit?
No. This is not a service we provide. Top
Can you provide me with references for mortgages, accommodation etc.?
Yes. We are happy to provide references on request and there is no additional charge for this. We can also introduce you to a mortgage advisor if you’d like. Top
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